Insurance Scheme
General Details
The Erasmus Mundus Joint Master Degree QEM offers exclusive coverage to its scholarship students at no extra cost. Their families can also benefit from special premiums with the same insurers. NB: Students without the Erasmus Mundus scholarship can ask the QEM office for the price if they need to insure themselves.
All non-EU students selected for the Erasmus Mundus 2-year scholarship automatically receive free medical insurance coverage. The insurance covers their unexpected medical expenses in European countries the students visit during their Masters Course. The insurance also provides accident coverage and protects against some costs arising from civil liabilities (which is a third-party insurance required in many European countries). Full details are provided in the general conditions of the insurance coverag EMPS that you can find easely in the webpage of 
Marsh Insurance company.
The medical coverage also applies during the periods of travel while enrolled in The Erasmus Mundus Joint Master Degree QEM. The insurance company will also provide assistance in case the student looses the passport, tickets or other travel documents. However, it is not a comprehensive travel insurance. If students wish to be covered for eventualities such as the loss or theft of money, personal belongings and items of value, or for the unexpected costs caused by travel delays, they are advised to consider additional coverage with a private insurer.
Who is covered?
All Erasmus Mundus scholarship students are provided with a complementary insurance cover during their studies in Europe on the The Erasmus Mundus Joint Master Degree QEM. Enrollment in this insurance scheme is automatic for student scholarship holders and does not involve extra costs for students or for the Erasmus Mundus consortium.
What exactly is covered?
Erasmus Mundus cholarship students are insured worldwide with tailor-made insurance solution. They benefit from a very extensive insurance cover :
- Accidental death
- Permanent invalidity due to an accident
- Costs of treatments following an accident / sickness
- Costs of urgent dental care
- Assistance to persons
- Civil liability Private Life
- Luggage (Optional for EMSP)
- Costs of medical treatment prescribed by a doctor due to illness in case of an epidemic/pandemic. Excluded are the costs resulting from a decision/organized by public authorities during a contamination/pandemic such as and not limited to :
- Tests to check for the virus,
- Quarantine measures,
- Confinement precautions,
- Vaccinations,
- Costs that are refunded by local public instances
- ……
An extensive details of the coverage can be found in the summary of the EMSP available here
The same summary of the Erasmus Mundus Scholarship students cover is also attached to their insurance certificate.
Who offers this insurance cover?
The scheme is paid directly by the QEM Consortium and does not imply any additional costs for the Erasmus Mundus Scholarship students or the QEM university consortia. The coverage is provided by the insurance company Marsh.
How does it work?
Once your participation on the The Erasmus Mundus Joint Master Degree QEM Course is confirmed, and your arrival to Paris is sure, the Consortium will automatically register you with the Erasmus Mundus Insurance scheme. You will receive an insurance card with your policy details. If you wish to claim expenses, you fill in a claim form and submit it directly to Marsh company. Marsh should be immediately informed of severe medical problems and accidents or in the case of fatal injury.
More Information
To find out more on the Erasmus Mundus Insurance Scheme, please follow the webpage designed to facilitate the use of the insurance coverage. You can fill in the claim form online.